
Complete Guide
New User Guide
Everything you need: sign up, login, Business Wallet, and the full Marketing Executive (ME) role — A to Z.
How to Sign Up
Signup is FREE — account creation has no cost.
Your account is valid for 365 days from signup — not permanent. Renewal required every year. To activate BW (earning) and purchase an Akshaya Coupon, costs apply separately after signup.
- 1
Go to the Signup Page
Web: Openwww.roopayshoppe.com/signup
App: Open the Roopay Shoppe app → tap Sign up on the Welcome screen - 2
Choose Country & Language
Select your country (e.g. India) and preferred language (English / Tamil / Hindi / Arabic). The correct country dialling code (+91 for India) is added automatically. - 3
Fill Your Details
- Full Name — as it appears on your ID
- Mobile Number — just the local number (country code added automatically)
- Email Address
- Password — minimum 8 chars · uppercase · lowercase · number · special character
- 4
Referral Code (Important!)
Enter the referral code of the person who invited you — this links you permanently to the ME who brought you to Roopay Shoppe.
💡 About the Referral Code
- It is the Role ID of your ME (format: RMTxxxxxx)
- Your ME shares this code / QR when inviting you
- You can also use the platform default code: RY2526 if you don't have one
- The referral code can only be entered at signup — not later
- It is optional but highly recommended so your ME gets credited
- 5
Accept Terms & Create Account
Tick the checkbox to agree to the Terms & Conditions, Privacy Policy, and Refund Policy. Then tap Create Account. - 6
OTP Verification
A 6-digit OTP is sent to your mobile number and email. Enter it within 5 minutes. After verification you are taken to the Getting Started guide.
Already registered?
If the system says your mobile/email exists, go to Login instead. You do NOT need a new account to activate a new role — do that from Profile → My Roles.
How to Login
- 1
Open the Login Page
Web:www.roopayshoppe.com/login
App: Open app → tap Log in - 2
Enter Mobile or Email + Password
Type the same mobile number (with country code) or email address you used at signup, then your password. - 3
OTP Verification
A 6-digit OTP is sent to your mobile. Enter it to complete login. OTP expires in 5 minutes. - 4
You're In!
You are taken to your Dashboard. All your wallets, roles, and orders are accessible from the navigation.
Login Security Rules
- 3 wrong OTP attempts = account locked for 30 minutes
- Sessions are stored in secure httpOnly cookies — never stored in the browser locally
- Forgot password? Use Forgot Password to reset via OTP
Business Wallet (BW) — Complete Guide
Your Business Wallet (BW) is your earning engine on Roopay Shoppe. It holds your position in the share distribution cycle and grows with every transaction on the platform.
Roopay BV
Top-up wallet for payments & purchases. Add money via UPI / Card.
Business Wallet (BW)
Share distribution wallet. Earns every hour automatically based on BW Spendings.
Discount BV
Earned from cashback & referral rewards. Used first at checkout.
Referral BV
Tracks referral activities and product referral commissions earned when your referred users buy.
Loan BV
Shows your outstanding platform loans (tracking only).
How to Check Your Business Wallet
- 1
Web
Login → click Wallet in the top navigation → select Business Wallet. You see: BW Available balance, BW Spendings, your position, and recent share distributions. - 2
Mobile App
Login → tap the Wallet tab (bottom nav) → tap Business Wallet card. Swipe down to refresh your balance.
How to Activate Business Wallet
- 1Buy an Akshaya Coupon (₹1,000) — go to /akshaya on web or Akshaya tab on app
- 2Get a BW activation code (BW-XXXXXX) from your ME — codes are FREE
- 3Go to Profile → My Roles → Activate a Code → enter BW-XXXXXX code
- 4Complete eSign (Aadhaar OTP verification) when prompted
- 5Done — your BW position is active and share distribution starts next cycle
How Share Distribution Works
- 🕐 Share distribution runs every 1 hour
- 💰 Earnings go to BW Available — withdraw to bank anytime (KYC required)
- 📈 The more BW Spendings you have, the larger your share per cycle
- 🔄 BW Spendings grow every time you or your users complete transactions
- 🎯 Every Akshaya coupon, order, and payment adds to your BW Spendings
How to Withdraw from BW
- 1Complete KYC — submit PAN, Aadhaar, and bank account details
- 2Go to Wallet → Business Wallet → Withdraw
- 3Enter amount (minimum ₹100) — TDS is deducted automatically (0.1% for sellers/MF, 2% for ME)
- 4Request is processed — credited to bank within 2–3 business days
One withdrawal at a time
A new withdrawal request is only allowed after the previous one is credited to your bank.
How to Activate ME Role
ME = Marketing Executive — Your Business Role
ME is the most powerful role on Roopay Shoppe. You earn monthly salary + 1% passive income + BW share distribution — all simultaneously.
Requirements Before Activating ME
- ✅ ccount created and OTP verified
- ✅ usiness Wallet (BW) must be active first — ME cannot be activated without active BW
- ✅ uy an Akshaya Coupon (₹1,000) — one per activation
- ✅ et an ME activation code from a senior ME — code is FREE
- ✅ AN card is MANDATORY for ME role
- ✅ ank account linked (for salary withdrawals)
Step-by-Step: Activate ME on Web
- 1
Buy Akshaya Coupon
Go to /akshaya → tap Buy Coupon → pay ₹1,000 via UPI / Card / BV wallet → coupon is instantly credited. - 2
Get ME Code
Contact your senior ME (or support@roopayshoppe.com) and ask for an ME activation code. Format: ME-XXXXXX. Code is FREE. - 3
Go to Profile → My Roles
Click your name/avatar at top-right → Profile → select My Roles tab → tap Activate a Code. - 4
Select Role Type & Enter Code
Choose ME from the role type dropdown, then type or paste your ME-XXXXXX code and tap Activate. - 5
eSign (Aadhaar OTP Verification)
Enter your Aadhaar number and the OTP sent to your Aadhaar-linked mobile. This is required by Indian law (IT Act 2000 §5) for digital agreement. - 6
Done! Your ME Role is Active
You receive an ME Role ID (RMTxxxxxx). The ME Portal appears in your navigation immediately.
Step-by-Step: Activate ME on Mobile App
- 1
Buy Akshaya Coupon
Tap Wallet tab → scroll to Akshaya Coupon banner → tap Buy → pay ₹1,000. - 2
Get ME Code from Your Senior ME
Ask your ME for a free ME-XXXXXX code. - 3
Go to Profile → My Roles
Tap Profile (bottom-right) → scroll to My Roles card → tap Activate Code. - 4
Enter Code & Confirm
Choose ME role type, enter code → tap Activate → confirm with password + OTP. - 5
eSign
Complete Aadhaar OTP verification when the eSign screen appears. - 6
ME Portal Unlocked
The ME section appears in the app navigation. Your Role ID (RMTxxxxxx) is shown in My Roles.
ME Portal — All Functions A to Z
ME Income Sources
Monthly Salary
| How it works | Based on activation codes cleared in the month |
| 25 codes | ₹15,000 (25% salary) |
| 50 codes | ₹25,000 (50% salary) |
| 75 codes | ₹37,500 (75% salary) |
| 100 codes | ₹50,000 (100% salary) |
| Pay date | 1st of every month, auto-credited to ME Wallet |
| Carry forward | Extra codes carry to next month — BV never resets |
| No work | No codes cleared = no salary that month |
1% Passive Income
| How it works | 1% of the 5% platform charge on ALL your users' transactions |
| Credited to | ME Wallet — automatically, instantly |
| When | Every time any user you referred completes a transaction |
| No limit | Earns from every user you've ever referred — no cap |
BW Share Distribution
| How it works | Your BW position earns from every share distribution cycle |
| Frequency | Runs every 1 hour — earnings go to BW Available |
| Grow it | More BW Spendings = larger share per cycle |
| Withdraw | From BW Available → bank (KYC required) |
ME Dashboard
Web: /me/dashboard | App: ME tab in navigation
- •ME Wallet balance (large number at the top)
- •Days remaining on your account (green/yellow/red indicator)
- •Monthly target progress — codes sold vs 100-code goal
- •Codes Generated / Cleared / Pending / This Month stats
- •Total Credited & Total Debited summary
- •Quick action buttons: My Codes · Salary · Referral QR · Withdraw · Recharge
- •Yearly Renewal shortcut with expiry countdown
My Codes — Generate & Share
Web: /me/codes | App: ME → My Codes
- •Generate BW codes (BW-XXXXXX) — give to users to activate their Business Wallet
- •Generate role codes — SL (Seller/Biller/Delivery/LP), SV (Street Vendor/Farmer), ME (new ME), MF (Manufacturer)
- •Each code can only be used once — the person who CLEARS the code earns the salary
- •Track status of each code: Generated → Pending → Cleared
- •Share codes via WhatsApp, QR, or copy link
- •1 code cleared = 1,000 BV added to your monthly target
Salary — View & Withdraw
Web: /me/salary | App: ME → Salary
- •View monthly salary records with exact amount credited each month
- •See codes cleared per month and the corresponding salary earned
- •Download salary slip (PDF) for any month
- •Salary is auto-credited to ME Wallet on 1st of each month
- •TDS (2% Section 194H) is deducted before paying salary above ₹20,000/year
Referral QR — Your Personal Invite Link
Web: /me/qr | App: ME → Referral QR
- •Your unique referral link contains your ME Role ID (RMTxxxxxx)
- •Anyone who signs up using your link has your referral code auto-filled
- •Anyone who signs up via your link is permanently linked to you as your referral
- •Share via WhatsApp, copy link, or show the QR code for in-person signups
- •No limit on referrals — grow your network freely
Recharge — Top Up Your Users
Web: /me/recharge | App: ME → Recharge
- •As an ME you can add Roopay BV to any user's wallet directly from your ME Wallet
- •Enter the user's mobile number and amount to recharge
- •Useful when users want to top up their wallet using cash — you receive cash and transfer BV digitally
- •No 5% platform charge on internal ME-to-user recharges
Withdraw — Send ME Wallet to Bank
Web: /me/withdraw | App: ME → Withdraw
- •Withdraw from ME Wallet to your linked bank account
- •KYC must be verified — submit PAN + bank account
- •TDS 2% (Section 194H) deducted automatically above ₹20,000/year
- •No TDS below ₹20,000/year annual earnings
- •No PAN: 20% TDS applies — always link PAN to save tax
- •Only one withdrawal at a time — new withdrawal allowed only after previous is credited
- •Processing time: 2–3 business days
Yearly Renewal — Keep ME Active Every Year
Web: /me/renew | App: ME → Renew
- 1
Buy Akshaya Coupon (₹1,000)
Each yearly renewal requires one Akshaya Coupon — same as activation. - 2
Get a Renewal Code from Any ME
Contact any ME and ask for a renewal code. Codes are FREE. - 3
Enter Code in ME → Renew
Go to /me/renew on web or ME → Renew in app → enter the code → your account extends by 365 days.
Renew before expiry!
If your ME account expires, all pending salary and passive income stops. Renew at least 30 days before expiry. The dashboard shows a countdown with red warning when under 30 days.
ME Dashboard Tabs Overview
| Tab | What you see |
|---|---|
| Overview | Wallet balance · Monthly target progress · Income source cards · Expiry countdown |
| Transactions | Every credit and debit to ME Wallet with date, type, and amount · Filterable · Paginated |
| Activations | All codes you generated · Who cleared each code · Date cleared · ₹1,000 BV earned per code |
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